International Investors · Investidores Internacionais
Invest in Brazilian Real Estate
Interest-free credit for real estate and assets in Brazil. The consortium model offers returns that outperform traditional investments — with zero interest charges.
Crédito sem juros para imóveis e ativos no Brasil. Retornos que superam investimentos tradicionais.
Active Consortium Members
Total Credits Managed
YoY Market Growth
Interest Rate (vs 12%+ bank)
Why Brazil? Por Que o Brasil?
The world&após;s largest consortium market offers unique opportunities for international investors.
Fastest Growing Market
Mercado em Crescimento
25% YoY growth in the consortium sector. Brazil's real estate market is booming, driven by urbanization and a growing middle class.
Crescimento de 25% ao ano. O mercado imobiliário brasileiro impulsionado por urbanizacao e classe media crescente.
Zero Interest
Zero Juros
Unlike bank financing at 12-25% annually, consortium charges only a small admin fee (0.5-1.5%/year). Massive savings.
Sem juros compostos. Apenas taxa de administração de 0,5-1,5% ao ano vs 12-25% do financiamento bancário.
Central Bank Regulated
Regulado pelo BACEN
Brazil's Central Bank (BACEN) strictly regulates all consortium administrators, ensuring your investment is protected.
O Banco Central do Brasil regula rigorosamente todas as administradoras, protegendo seu investimento.
International Friendly
Amigavel a Estrangeiros
Foreign investors with a CPF can participate. Our bilingual team (PT/EN/ES) guides you through every step.
Estrangeiros com CPF podem participar. Nossa equipe bilingual (PT/EN/ES) acompanha cada etapa.
What is a Brazilian Consortium?
A consortium (consórcio) is a cooperative purchasing system regulated by Brazil&após;s Central Bank. Unlike bank financing, there are zero interest charges. Members make monthly contributions to a common fund, and each month, one or more members receive the full credit to purchase their asset.
For international investors, Brazilian consortium (consórcio) offer an even more compelling opportunity: pre-approved credits available at significant discounts of 15-25%, delivering immediate equity gains that often surpass CDI, savings, and even many equity investments.
How to Invest — Step by Step
Choose Your Asset
Select real estate, vehicles, or services. Define credit value and preferred term.
Join or Buy a Letter
Join a consortium group (monthly payments, no interest) or buy a pre-consortium for immediate credit access.
Get Contemplated
Win credit through monthly draws or by placing bids (lance). Pre-Brazilian consortium give instant access.
Acquire at Cash Price
Use your credit to purchase at cash price — negotiate discounts up to 30% from sellers.
Start Earning Returns
Rental yields of 5-8% annually in major cities. Immediate equity gain with Brazilian consortium at discount.
Brazil Investor Visa
Path to Permanent Residency
Brazil offers permanent residency for property investors. With real estate valued at BRL 1,000,000 or more (BRL 700,000 in northern/northeastern regions), you qualify for the Brazilian Investor Visa — granting permanent residency with a path to citizenship.
Consortiums are a strategic way to acquire qualifying properties at significant discounts, maximizing your investment while securing your residency.
Minimum Investment
BRL 1M
Processing Time
6-12 months
Path to Citizenship
4 years
Schedule a Consultation
Our bilingual team will guide you through the entire process — from selection to acquisition.